As part of our service to you, we will authorise up to five insurance providers to contact you by telephone, email or SMS to discuss your convicted driver insurance quotation. We also offer a number of optional extras for your car insurance providing an additional level of cover and security to ensure your car insurance policy matches your individual needs. With 40 years experience behind us, you can trust Abbey to ensure that you are paying the right price for your cover and receive excellent service from your insurance provider. With 40 years experience in providing insurance in Northern Ireland, you’re in safe hands with Abbey. Based on new rates applied to 10% of std M> annual quotes for 18-24yr olds Nov 14 – Feb 15, exc opt extras.
If you have a conviction that resulted in a sentence of more than 2 ½ years, that conviction is never spent and will therefore always have to be declared when seeking insurance quotes. A common misconception is that a comprehensive policy could cover your car from general wear and tear (i.e. a head gasket going, or the clutch etc.). This isn’t true, it’s there to cover your car against damage in the event of an accident, whether that’s a small or major accident. Harry Dodds, 17, from Norfolk, was the first to take out the learner driver cover.
Graeme Trudgill, head of corporate affairs at Biba, says although he expects to see a significant increase in the number of little black boxes in the young driver market over the next couple of years, it would not be economical for all insurance companies, and all age groups, to go down this route. Young drivers present many insurers with challenges they find difficult to manage so the result can often be very high premiums.
DO think about adding a second or even third driver to your insurance, especially an older more experienced one. Younger drivers with a job perceived by insurance firms to be lower-risk can shave off pounds from your premium – strangely, some claim adding younger siblings, on a provisional license, helped to cut costs. The more powerful your engine, and the more changes you make to your car (unless they are for security), the more you’ll be charged. But, if you are under 25 and you just can’t imagine life without your high-powered SUV, or a sporty little number,here are some suggestions to avoid insurance premiums high enough to make Donald Trump weep.
The system is simple: A tracking device is fitted to your car and the less you drive, the less you pay – another option for young drivers looking at ways to keep costs to a minimum. Although third party insurance should be cheapest for young drivers as it offers a lower level of cover, this isn’t always the rule. Classic car insurer Footman James has recently launched its young enthusiasts policy.
This feedback will allow you to understand where improvements could be made, helping you become a safer driver. Your personal data will be kept safe by Abbey Insurance and only supplied to our underwriting partners, who are required to maintain its confidentiality. Whether you need short term insurance for a car, a van, a classic car or a motor home, it’s quick and easy to get covered for just one day, or for up to 28 days with us. If the temporary car insurance policy holder has an accident, it won’t affect the vehicle owner’s no claim discount. If a friend or family member would like temporary car insurance to drive your vehicle, we’ll comprehensively insure them on a policy in their name.
Whether or not your no claims discount will still be valid depends on the insurance company and how long you were disqualified from driving for. The majority of insurance companies will accept proof of any no claims discount as long as your previous insurance policy expired less than 2 years ago and your NCB/NCD is less than 2 years old. Some insurance companies may only accept proof of any no claims discount if it is less than 12 months old and some may accept proof of any no claims discount up to 3 years old. How much money insurance premiums will rise by exactly will depend on numerous factors.
We do NOT restrict young drivers to driving their car at only certain times of the day or only a certain number of miles a year. We offer young drivers the chance to earn their own no claims bonus and enjoy the freedom of owning their own car. Watch the video below to see what one of our happy customers had to say about our young drivers sneak a peek at this site cover! However, while there are car insurance providers that do cater for young drivers, premiums are still likely to be high.
On the other hand, finding the right insurance is one way of ensuring that during their formative years nothing happens that will have harrowing effects on the future of the teen and the family. If you start the process to try to find the most affordable coverage for your teen driver you should consider a few facts. New drivers are simply more likely to end up in an accident, so it is very important that they have the best insurance policy you can afford but also that covers the young driver properly due the event of an auto accident.